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Samantha Mallon

Downsizing

Moving to Shannondell at Valley Forge: The Seller’s Guide to Montgomery County’s Biggest Retirement Campus

Shannondell in Audubon is a 140-acre, 1,106-apartment fee-for-service CCRC beside Valley Forge, with 90% and 80% refundable entrance fee plans that most residents fund from a home sale. This independent seller’s guide covers the two contract options and their published fee ranges, the waitlist and move-in sequencing, how the house sale timing interacts with the entrance fee, and the proceeds math for the Montgomery, Chester, and Philadelphia homeowners who make this move.

By Samantha Mallon, SRES®, licensed in PA & NJ · Reviewed August 5, 2026 · 10 min read

Ask a Montgomery County homeowner over 70 where their friends went, and Shannondell comes up fast: a 140-acre campus in Audubon beside Valley Forge park, with more than a thousand apartments, its own performing arts theater, and a care continuum on site. This is the seller’s guide to that move, independent research (Samantha is not affiliated with Shannondell), built from the community’s materials and the University of Pennsylvania emeriti association’s CCRC guide, focused on the part the tour skips: the longtime house whose sale funds the entrance fee, and the calendar that makes the two transactions land together.

What Shannondell is, in verified numbers

Shannondell at a glance (source: PASEF 2024 CCRC guide)
FactDetail
TypeNot-for-profit, fee-for-service (Type C) CCRC; minimum age 55
Opened2003, in Audubon, Lower Providence Township, Montgomery County
Campus140 acres: 11 apartment buildings and two clubhouses connected by climate-controlled walkways, plus The Meadows care building
Scale1,106 independent living apartments in 40 floor plans (roughly 450 to 2,130 sq ft); about 1,400 residents
Care continuumPersonal care, memory care, rehab, and 60 skilled nursing beds at The Meadows; on-site medical practices
ContractsTwo plans: 90% refundable or 80% refundable entrance fee; identical monthly fees; $2,500 fully refundable waitlist

The scale is the point: a 500-seat theater with a hundred shows a year, two clubhouses of dining venues, fifty-plus interest groups, and enough neighbors that the widowed and the newly retired both find their table. The independent PASEF guide details it unromantically, and the PA Insurance Department explains the disclosure statement to request before any deposit.

The two contracts and the waitlist

  • Plan one: 90% refundable. 2024 entrance fees started around $199,000 (studio), $295,000 to $350,000 (one-bedroom), and $385,000 to $575,000 (two-bedroom), with the refund of the residential component returning to the resident or estate.
  • Plan two: 80% refundable. The same apartments at roughly 10% lower entrance fees, identical monthlies, and a smaller refund: cash now versus estate later, priced explicitly.
  • Monthlies ran from about $2,100 to $4,200 for one person (plus $1,160 for a second), covering 20 meals, utilities, maintenance, and the amenity campus. As with every community on this site: compare against the full carrying cost of the house being left, and read the fee-escalation history in the disclosure statement.
  • The $2,500 waitlist is refundable optionality. Joining early costs essentially nothing and starts the clock toward the apartments people actually want. The contract-type background, and the medical deduction that can apply to CCRC fees, live in our CCRC funding guide.

From waitlist to move-in: the house-sale sequence

  1. 01On the waitlist: do the homework that has no deadline. The valuation, the net proceeds number for your township, the estate document review, and the slow-motion declutter. Families who use the waitlist years this way accept apartment offers without panic.
  2. 02At the offer: fix the calendar in writing. Acceptance window, move-in date, and what flexibility exists, then work backward: in most Montgomery County townships a well-prepared house goes contract-to-close in sixty to ninety days including municipal paperwork (the fee index has your town’s requirements), so listing shortly after acceptance usually lands the closing at move-in.
  3. 03Choose the bridge deliberately. Sell-first, move-once is cleanest; move-first with a short bridge avoids living through showings. Both are routine here; the sequencing guide prices the tradeoffs honestly.

The house this move usually sells

The Shannondell-bound sale is typically a Lower Providence, Collegeville, Upper Merion, Main Line, or Northwest Philadelphia single, owned for decades, with the classic longtime-home profile: excellent bones, strong equity, dated kitchens, full closets, and at least one system (the 1968 panel, the buried oil tank, the untested radon basement) worth resolving before a buyer’s inspector finds it. That is precisely the territory of our oil tank, radon, and old wiring guides, and of the prepare-in-passes philosophy that runs through the room-by-room checklist: clear, clean, brighten, fix what is broken, and let the young families who want these townships compete for the rest.

Comparing Shannondell against the alternatives

Most Shannondell shortlists include an Erickson campus (see our Ann’s Choice profile), a Type A life care community, and at least one ownership-model 55+ neighborhood like Hershey’s Mill. The honest comparison is structural, not decorative: refundable-fee residency versus deeded ownership, fee-for-service care versus prepaid life care, and one campus’s social scale versus another’s. Tour with the disclosure statements in hand, price the house once, and let the same net-proceeds number test every option; that is the entire method, and it fits on an index card.

Samantha, SRES®, sells the Montgomery and Chester county houses on the front end of this move and coordinates routinely with community move-in calendars. If Shannondell is on your list, or already circled, start with the free valuation, or ask her to map your township’s timeline against the community’s; it is a fifteen-minute conversation that replaces a year of vague worry.

Questions sellers ask about the Shannondell move

What does Shannondell cost to move into?

An entrance fee plus a monthly fee, with two contract flavors. Under the 90% refundable plan, 2024 figures published in the University of Pennsylvania emeriti association’s independent guide showed studios starting around $199,000, one-bedrooms from about $295,000 to $350,000, and two-bedrooms from about $385,000 to $575,000; the 80% refundable plan discounts those entrance fees roughly 10% with identical monthly fees. Monthlies ran from about $2,100 (studio) to $4,200 (largest two-bedroom) for one person, plus $1,160 for a second person, covering 20 meals a month, utilities, maintenance, and the amenity campus. Numbers move over time; confirm current figures with the community and read the disclosure statement. The structural point stands regardless: the entrance fee is a Montgomery County house, which is why the sale plan is the move plan.

What is the difference between the 90% and 80% refund plans?

Purely a money trade: the 80% plan charges roughly 10% less up front in exchange for a smaller refund to you or your estate later. Which wins depends on how you weigh cash now against estate value later, and on what the difference would do if invested. A couple stretching to afford the apartment they want may prefer the 80% plan’s lower entry; a family focused on preserving an inheritance may prefer 90%. It is exactly the kind of decision to price both ways with an adviser before signing, and unlike most CCRC decisions, it is genuinely reversible up to contract: ask to see both numbers side by side for your specific apartment.

How does the waitlist work, and when should the house go on the market?

Shannondell’s waitlist fee is $2,500 and fully refundable, which makes joining early nearly free optionality: you can hold a place while the house question, and life, sort themselves out. The house should not list until an actual apartment offer and move-in window exist, but the preparation should not wait: the valuation, the net proceeds math, the clear-out planning, and the township paperwork research can all be done from the waitlist, so that when the call comes the house can be listing-ready in weeks rather than months. Apartment offers at large communities often come with defined acceptance windows; families who did the homework accept them calmly, and families who did not scramble.

Is Shannondell a buy-in or do I own my apartment?

You do not own the apartment; the entrance fee buys lifetime residency rights with a defined refund (90% or 80% of the residential component) to you or your estate, and the community is a not-for-profit, fee-for-service CCRC. That distinction matters mostly at the estate: there is no condo to sell later, just the refund provision, which typically pays when the unit is re-occupied. It also means no real estate taxes, no HOA politics, and no resale risk on the apartment, the risks and rewards both live in the contract instead. Families comparing Shannondell against an ownership model like Hershey’s Mill are really comparing those two structures; our profiles of each are written to be read together.

Which houses feed Shannondell, and what do those sales look like?

Overwhelmingly Montgomery and Chester county houses within a half hour: Lower Providence, Methacton-area townships, King of Prussia and Upper Merion, Collegeville and Skippack, the Main Line, and a steady contingent from Philadelphia proper. The typical sale is a longtime single-family home with strong equity, sound structure, and dated finishes, sold once, on a coordinated calendar, with the proceeds wired toward the entrance fee at closing. Each of those townships has its own transfer requirements and market rhythm, which our town guides cover individually, and the net proceeds calculator prices any of them against the entrance fee in about a minute.

About the author

Samantha Mallon, SRES®

Samantha is a real estate agent with Compass, licensed in Pennsylvania (RS365940) and New Jersey (2440598), holding the SRES® (Seniors Real Estate Specialist®) designation. Before real estate she earned a finance degree at Rutgers and a master’s in analytics at Georgia Tech, and worked in management consulting at Deloitte, a background she now applies to pricing, preparation, and honest guidance for sellers navigating downsizing, longtime homes, and family transitions across Greater Philadelphia and South Jersey.

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