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Samantha Mallon

Seller guides

Deep, practical guides for Greater Philadelphia and South Jersey homeowners thinking about a sale — especially downsizing, longtime homes, and family transitions. Every guide is built from primary sources (IRS, pa.gov, nj.gov, phila.gov), cites them openly, and shows its review date. No fluff, no scare tactics.

Downsizing

Downsizing Your Home in Greater Philadelphia: The Complete Guide

Timing signals, the right order of operations, what it actually costs, where downsizers go, and a realistic 12-month plan for leaving a longtime home.

Reviewed July 30, 2026 · 14 min read

Taxes & Money

The Taxes You’ll Actually Pay Selling a Longtime Home in Pennsylvania or New Jersey

The federal $250k/$500k exclusion, Philadelphia’s 4.578% transfer tax, New Jersey’s senior discount, and every other tax that touches a longtime seller — with 2026 figures.

Reviewed July 30, 2026 · 12 min read

Family & Estate

Selling a Parent’s House in Pennsylvania: A Step-by-Step Family Guide

Legal authority (POA, executor, guardianship), PA inheritance tax rates and deadlines, stepped-up basis, and a practical process for families selling mom or dad’s house.

Reviewed July 30, 2026 · 13 min read

Downsizing

The Room-by-Room Downsizing Checklist for a Longtime Home

Where to start, what order to work in, and what to actually do with furniture, photos, china, and forty years of accumulated life — printable and phase-by-phase.

Reviewed July 30, 2026 · 11 min read

Taxes & Money

What It Really Costs to Sell a House in Greater Philadelphia

Transfer taxes, commission after the 2024 rule changes, municipal certs, prep, and concessions — with worked net-proceeds examples for Philadelphia and South Jersey.

Reviewed July 30, 2026 · 11 min read

Taxes & Money

Pennsylvania’s Property Tax/Rent Rebate: Up to $1,000 Back for Older Homeowners and Renters

The income limits, rebate tiers, and application steps for PA’s rebate program — and why it belongs in every downsizing budget, whether you own or rent next.

Reviewed July 30, 2026 · 8 min read

Downsizing

Sell First or Buy First? The Downsizer’s Sequencing Decision

Rent-backs, bridge options, contingent offers, and a plain decision framework for the question every downsizer asks first.

Reviewed July 30, 2026 · 9 min read

Downsizing

Age in Place or Downsize? An Honest Framework for the Biggest Housing Decision After 60

Staying is a legitimate plan. So is moving. The costs, modifications, and care logistics that decide it — from someone with no stake in rushing you.

Reviewed July 30, 2026 · 10 min read

More guides publish regularly — neighborhood seller guides, estate timelines, and money questions for next-chapter moves. Have a question you want answered thoroughly? Ask Samantha.