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Samantha Mallon

Local Guides

Selling a Home in Florence, NJ: The $165 CCO and the No Occupancy Letter

Florence Township requires a $165 continued certificate of occupancy on every sale, with reinspection fees that climb from $35 to $100, no temporary certificates, and a notarized No Occupancy letter path for as-is buyers. The full process, explained.

By Samantha Mallon, SRES®, licensed in PA & NJ · Reviewed July 31, 2026 · 7 min read

Florence hugs the Delaware at Burlington County’s northern edge, river-town blocks in Florence and Roebling, the landmark steel-town history that built the latter, and newer development pulling commuters off the turnpike interchange. Its resale rules are strict and unusually well documented: a $165 continued certificate of occupancy on every sale, reinspection fees that climb with each failed visit, and, instead of temporary certificates, a notarized No Occupancy letter that lets as-is deals close with the house empty.

The Florence seller picture

Buyers are turnpike and River Line commuters, plus history-minded purchasers drawn to Roebling’s planned-village rowhouses. The older stock along the river carries the classic checklist load, detectors, rails, legacy improvements, while the newer sections near the interchange mostly need paperwork. Every seller gets the same records check for unpermitted work, which makes the permit history call the first move in listing week.

The CCO: $165 and fees that climb

The township’s housing inspection application and fee chapter set the structure:

  • Fee: $165 per unit for the initial inspection, per Ordinance 2024-16.
  • Reinspections: $35, then $50, then $75, then $100 for the fourth and beyond. The escalation is the message.
  • Timing: apply two to four weeks ahead; the code requires the township to grant or deny within 10 business days of application.
  • Scope: life-safety items plus a records check for work done without permits or permits never closed out.

The No Occupancy letter: as-is, Florence style

Florence’s housing office does not issue temporary certificates. The substitute is the No Occupancy letter: the buyer of an as-is property submits the application and $165 fee, a copy of the signed as-is contract, and an original signed letter agreeing not to occupy until repairs, permits, and certifications are complete and a CCO issues. The buyer signs the letter at the housing office and takes a notarized copy to closing. Per the township FAQ, the sale closes; occupancy waits for the certificate.

The New Jersey money

On a $330,000 sale the realty transfer fee runs roughly $2,500, with the partial exemption for sellers 62 and older worth claiming. The exit-tax withholding applies only to sellers leaving New Jersey, and Senior Freeze participants should confirm the sale-year effect. The home-sale tax guide and the cost-to-sell guide complete the picture.

Where downsizers here go

Florence downsizers have the river corridor’s full bench: Burlington next door, Riverside and Delanco down the River Line, and the 55+ communities around Willingboro and Mansfield. The South Jersey 55+ guide compares the communities, and the sequencing guide settles what happens first.

Getting started

The Florence order: a free valuation anchored to the right micro-market, river blocks, Roebling, or the newer sections, the permit history pulled before the township pulls it, the application filed two to four weeks out, and the repair list cleared in one round while the reinspection fees are still cheap. The complete downsizing guide handles everything after.

Sources

Every guide on this site is built from primary sources (government agencies and recognized research institutions) and reviewed before publication.

Florence seller questions

Does Florence require an inspection to sell a house?

Yes, always. The township states a continued certificate of occupancy is required whenever a property is sold or purchased, changes occupancy, or is rented, including bank-owned parcels and deeded transfers between individuals. The initial inspection fee is $165 per unit under Ordinance 2024-16, and the township recommends applying two to four weeks ahead. Property records are also checked for unpermitted work.

How do Florence’s reinspection fees work?

They escalate: $35 for the first reinspection, $50 for the second, $75 for the third, and $100 for the fourth and every one after. A house that fails repeatedly gets progressively more expensive, which is the township’s way of saying fix everything the first time. The published application details what inspectors review, so the list is rehearsable before the first visit.

Does Florence issue temporary certificates of occupancy?

No, and that makes it unusual. Instead of a temporary CO, an as-is buyer can request a No Occupancy letter: the application and $165 fee go in, the buyer provides the as-is contract plus a signed letter agreeing not to occupy until a CCO issues, and signs the notarized letter at the housing office for use at closing. The sale closes; the house stays empty until it passes.

How fast does Florence process a CCO?

The code commits the township to granting or denying a continued certificate of occupancy within 10 business days of application, with reports following inspections within three business days. Those are helpful outer bounds, but the repair loop between visits belongs to you, and with escalating reinspection fees the math favors thorough preparation over speed.

About the author

Samantha Mallon, SRES®

Samantha is a real estate agent with Compass, licensed in Pennsylvania (RS365940) and New Jersey (2440598), holding the SRES® (Seniors Real Estate Specialist®) designation. Before real estate she earned a finance degree at Rutgers and a master’s in analytics at Georgia Tech, and worked in management consulting at Deloitte, a background she now applies to pricing, preparation, and honest guidance for sellers navigating downsizing, longtime homes, and family transitions across Greater Philadelphia and South Jersey.

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