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Samantha Mallon

Local Guides

Selling a Home in Upper Makefield or Washington Crossing, PA: No Inspection, Real Diligence

Upper Makefield Township runs no resale inspection, but selling here means documenting what the township does regulate: septic tanks pumped every three years with the report filed within fifteen days, annual pumping and inspection reports in the Dolington and Taylorsville areas, and floodplain rules along the Delaware. Council Rock schools and estate acreage. Washington Crossing, explained for sellers.

By Samantha Mallon, SRES®, licensed in PA & NJ · Reviewed August 2, 2026 · 6 min read

Upper Makefield asks for no inspection and no certificate when a house sells. What it asks for instead is a paper trail: septic tanks pumped every three years with the report filed inside fifteen days, annual pumping and inspection reports in the Dolington and Taylorsville areas, and floodplain awareness along the Delaware. In a township where the average sale involves acreage, a well, and a seven-figure price, the file is the inspection.

The Upper Makefield picture

Washington Crossing, Dolington, and the River Road corridor hold stone farmhouses, custom builds, and estate lots in Council Rock schools. Inventory is scarce, buyers are often cash-heavy arrivals from New York and Princeton, and they buy documentation as much as granite: septic records, well tests, surveys, and permit history decide negotiations here.

The septic clock

The township’s on-lot rules require every septic tank pumped by a licensed hauler at least every three years, with the pumper report filed with Planning and Zoning within fifteen days. In the designated Dolington and Taylorsville areas, pumping and resident inspection reports are annual.

The river and the paperwork

  • Flood zones price per property. Parts of the River Road corridor carry FEMA designations, and premiums are quoted per-house. An elevation certificate and policy history presented at listing keep the lender’s math from surprising anyone.
  • New-construction disclosure is the one ordinance. Ordinance 238 requires sellers of new construction, lots, and subdivisions to disclose relevant information to buyers; resales of existing homes have no township step.
  • Even the sign needs a permit. The township requires realtors to carry a $90 annual sign permit, off-premise signs are prohibited, and signs come down within ten days of settlement, a small detail that says how closely things are read here.

The Pennsylvania money

Upper Makefield sits at the standard 2% total realty transfer tax, customarily split, so the seller’s half on a $1,200,000 sale is $12,000. Pennsylvania withholds nothing at settlement, and at this township’s price points the federal exclusion, $250,000 single and $500,000 married, often does not cover the full gain for longtime owners, which makes a basis file, purchase records plus improvement receipts, worth assembling before listing. The home-sale tax guide walks through the math.

Getting started

The Upper Makefield order: a free valuation, the septic file assembled and brought current, the well tested, and the flood picture documented before the first showing. Downriver, the Lower Makefield and Yardley guide covers the township to the south, the Newtown guide the borough next door, and the Bucks County downsizing guide maps where sellers here land next.

Upper Makefield seller questions

Does Upper Makefield require an inspection to sell a house?

No. The township runs no point-of-sale inspection and issues no resale certificate. Its one disclosure rule, Ordinance 238, applies to new construction, lots, and subdivisions, where the seller must disclose relevant information to the buyer. What the township does regulate year-round matters more at sale time: most of Upper Makefield is on well and septic, and owners of on-lot systems must have tanks pumped by a licensed hauler at least every three years, filing the pumper and inspector report with the Planning and Zoning office within fifteen days. A buyer’s agent will ask for that paper trail, and a gap in it reads like deferred maintenance on the most expensive system in the ground.

What is different about the Dolington and Taylorsville areas?

The township holds designated areas around Dolington and Taylorsville to a stricter standard: septic systems there must be pumped annually, and owners must submit annual resident inspection reports rather than the township-wide three-year cycle. If the house sits in one of those areas, the file a buyer expects is thicker, and an owner who has treated the annual requirement casually should bring the system current before listing rather than negotiating it under contract.

What should river-adjacent sellers know about the floodplain?

Washington Crossing and the River Road corridor sit along the Delaware, and parts of the township carry FEMA flood zone designations that drive insurance costs for the buyer. Flood insurance premiums are now quoted per-property under FEMA’s current rating system, so two similar houses a street apart can carry very different numbers. Sellers with an elevation certificate or a flood policy history should surface both at listing; a documented, priced flood picture keeps a lender-driven surprise from landing during the appraisal period.

What is the Upper Makefield market like for sellers?

Council Rock schools, estate lots, and scarcity. Upper Makefield is one of Bucks County’s most expensive townships, with custom homes on acreage, historic stone farmhouses, and river-view properties that trade infrequently. Buyers arrive from Manhattan and Princeton as often as Philadelphia, they are cash-heavy, and they buy on condition and documentation: the septic file, the well test, survey and easement clarity, and permit history on additions. There is no municipal certificate to chase here; the diligence is private, and the seller who assembles it before the first showing controls the negotiation.

About the author

Samantha Mallon, SRES®

Samantha is a real estate agent with Compass, licensed in Pennsylvania (RS365940) and New Jersey (2440598), holding the SRES® (Seniors Real Estate Specialist®) designation. Before real estate she earned a finance degree at Rutgers and a master’s in analytics at Georgia Tech, and worked in management consulting at Deloitte, a background she now applies to pricing, preparation, and honest guidance for sellers navigating downsizing, longtime homes, and family transitions across Greater Philadelphia and South Jersey.

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